Estimate your crypto asset custody insurance premiums with our expert calculator designed for wealth management firms in Zurich.
Formula
const baseRate = 0.005; // 0.5% base rate
const securityModifier = 1 - (inputs.securityScore / 10); // Adjusted for 1-10 scale
const custodyModifier = inputs.custodyType === 'Cold Storage' ? 0.8 : inputs.custodyType === 'Hot Wallet' ? 1.2 : 1.0;
const locationModifier = inputs.vaultLocation === 'Zurich' ? 1.0 : inputs.vaultLocation === 'Other Swiss City' ? 1.05 : 1.15;
const riskFactor = securityModifier * custodyModifier * locationModifier;
const premium = inputs.assetValue * baseRate * riskFactor;
const deductibleEffect = premium * (inputs.deductible / inputs.assetValue);
const adjustedPremium = premium - deductibleEffect;
return { estimatedPremium: Math.max(adjustedPremium, 0), riskFactor: riskFactor };Value of Crypto Assets (CHF)
2,000,000
Security Score (1-10, higher is better)
7
Custody Type
Cold Storage
Vault Location
Zurich
Deductible Amount (CHF)
10,000
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Crypto Asset Custody Insurance Premium Estimator for Wealth Management Firms in Zurich calculates Estimated Annual Premium (CHF), Risk Factor using Value of Crypto Assets (CHF), Security Score (1-10, higher is better), Custody Type, Vault Location. Crypto markets are volatile — use this to project gains, estimate tax exposure, and compare entry/exit scenarios. For live prices, this tool pulls from free market data; always confirm on your exchange before trading.
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Use this insurance calculator to compare scenarios before committing money, time, or a provider conversation.
The estimate combines Value of Crypto Assets (CHF), Security Score (1-10, higher is better), Custody Type and returns Estimated Annual Premium (CHF), Risk Factor.
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
No external sources are listed for this calculator. The estimates are computed from the documented formulas and the assumptions entered on this page.
See our Sources & Corrections policy for how data is checked, how sources are verified, and how errors are corrected.
Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.