Project your cyber insurance premiums easily from your inputs.
Formula
const employeeFactor = inputs.numberOfEmployees * 0.01; const revenueFactor = inputs.annualRevenue / 1000000; const industryRisk = inputs.industry === 'Healthcare' ? 1.5 : inputs.industry === 'Finance' ? 1.3 : inputs.industry === 'Technology' ? 1.2 : 1.0; const breachHistoryFactor = inputs.dataBreachHistory === 'One' ? 1.2 : inputs.dataBreachHistory === 'Multiple' ? 1.5 : 1.0; const trainingDiscount = inputs.cybersecurityTraining ? 0.9 : 1.0; const mfaDiscount = inputs.multiFactorAuthentication ? 0.9 : 1.0; const basePremium = 5000; const premium = basePremium * employeeFactor * revenueFactor * industryRisk * breachHistoryFactor * trainingDiscount * mfaDiscount; const risk = Math.min(100, (employeeFactor * 10 + revenueFactor * 20 + (industryRisk - 1) * 30 + (breachHistoryFactor - 1) * 40) / (trainingDiscount * mfaDiscount)); return { estimatedPremium: premium, riskScore: risk };Number of Employees
50
Annual Revenue (USD)
1,000,000
Industry
Retail
History of Data Breaches
None
Annual Cybersecurity Training
1
Multi-Factor Authentication Enabled
1
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Cyber Insurance Premium Projection Calculator estimates Estimated Annual Premium, Risk Score (0-100) based on Number of Employees, Annual Revenue (USD), Industry, History of Data Breaches. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Number of Employees, Annual Revenue (USD), Industry and returns Estimated Annual Premium, Risk Score (0-100).
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.